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INVESTOR RIGHTS & OBLIGATIONS

Investor Rights & Obligations  |  Vinay Kumar Singh  |  Per SEBI Investor Charter  |  Last Updated: August 2026

Your Rights as an Investor

  • Right to receive information about scheme risks, costs, and past performance before investing
  • Right to know commission earned by Vinay Kumar Singh on your investments (visible in your CAS)
  • Right to invest in Direct Plans at lower expense ratios directly through AMC portals
  • Right to receive Consolidated Account Statement (CAS) showing investments and commissions
  • Right to timely account statements and transaction confirmations
  • Right to fair, transparent grievance redressal within 15 working days
  • Right to escalate complaints to AMFI helpline, SEBI SCORES, and SMART ODR
  • Right to complete risk profiling before any investment recommendation
  • Right to access, correct, and request deletion of your personal data (DPDPA 2023)
  • Right to switch distributors at any time without any penalty from Vinay Kumar Singh
  • Right to receive a signed Unsuitability Declaration if investing outside risk profile
  • Right to be protected from mis-selling, fraud, and unfair trade practices

Do's and Don'ts

Do's Don'ts
Read all SID/SAI/KIM before investing Don't invest based on tips or past returns alone
Complete KYC before any investment Don't share login credentials with anyone
Monitor your portfolio periodically Don't make panic redemptions during corrections
Use SEBI SCORES for unresolved complaints Don't sign blank application or authorisation forms
Keep contact details updated with KRA Don't invest borrowed money in Mutual Funds
Last Updated: August 2026