Disclaimer

Vinay Kumar Singh is a AMFI Registered Mutual Fund Distributor, NOT a SEBI-registered Investment Adviser (RIA). We do not provide personalised investment advice. For personalised advice consult a SEBI-registered RIA.

1. Standard Mutual Fund Disclaimer

Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns. There is no guarantee that the investment objective of any scheme will be achieved. NAVs may go up or down depending upon market conditions.

Direct Plan vs Regular Plan: Direct Plans have lower expense ratios as they exclude distributor commission. Investors who invest through Vinay Kumar Singh will be in Regular Plans. Direct Plans available through AMC websites at lower cost.

2. Standard PMS Disclaimer

Vinay Kumar Singh is an APMI registered distributor of Portfolio Management Services (PMS). PMS products/services are offered through SEBI-registered Portfolio Managers. Any information provided on this website regarding PMS is for general informational purposes only and should not be construed as investment advice or a guarantee of returns. Investors are advised to independently review the relevant PMS documents, risks, fees and terms before investing.

3. Regular Plans & Commission Disclosure

Vinay Kumar Singh deals in Regular Plans only and receives trailing commission from AMCs as part of the Total Expense Ratio (TER). Direct Plans are available at lower expense ratios through AMC portals. No upfront fees are charged to investors.

4. Insurance Disclaimer

Insurance is the subject matter of solicitation. Vinay Kumar Singh is an IRDAI Licensed Intermediary (Licence No: 8001836029). Please read the policy document carefully before purchasing any insurance product.